For pre-dental and dental students, new grads and residents
Loan repayment programs
Some employers and agencies will pay off part of your dental school debt in exchange for years of service. Here is what each program pays, what it asks, and when it opens.
- NHSC loan repayment for dentistsHow NHSC loan repayment works for dentists: award amounts, service terms, HPSA scores, taxes, Students to Service, and the Dec 31, 2026 funding cliff.Read →
- Military dental scholarships and loan repaymentHPSP, loan repayment and bonuses for dentists in the Army, Navy and Air Force: what each pays as of September 2026 and what you owe in service.Read →
- Indian Health Service loan repayment for dentistsIHS loan repayment for dentists: up to $50,000 for two years, how site scores work, how it's taxed, the FY2027 cycle opening Oct 1, 2026, and PSLF overlap.Read →
- CalculatorRefinance or forgiveness?Total cost of RAP, PSLF and refinancing, side by side, with a verdict.Run your numbers →
- CalculatorYour funding gapWhat federal loans cover under the new caps, and what you’d need to borrow privately.Run your numbers →